Which calculator should I use?
- Investing every month? The SIP calculator shows what a monthly investment could grow to. If you plan to raise it each year, use the step-up SIP calculator.
- Investing a large amount at once? Use the lumpsum calculator.
- Saving for something specific? The goal SIP calculator works backwards from the goal, after inflation, to the SIP you need.
- Planning to retire? The retirement calculator estimates how much you could need and the monthly SIP to get there.
- Want a monthly income from your savings? The SWP calculator shows how long a monthly withdrawal could last. Or see how Bridgit Second Income builds one.
- Taking a loan? The EMI calculator shows your monthly EMI and the total interest.
- Comparing safe options? Try the FD calculator and the PPF calculator.
- Checking past growth or future prices? The CAGR calculator and the inflation calculator.
How to get the most out of them
Try a range of returns. A single number can give a false sense of certainty. Run the same plan at, say, 8%, 10% and 12% a year to see a range of outcomes. Real returns will not be steady from year to year.
Always think about inflation. ₹1 crore in 20 years will buy far less than ₹1 crore today. Our goal and retirement calculators build inflation in for you.
Time matters more than amount. Starting five years earlier often does more than investing a lot more later. Every calculator here shows year-by-year results, so you can see how growth picks up in the later years.
Numbers are the start, not the plan. A calculator can't choose funds, balance risk, or tell you what to do when markets fall. That's what a Bridgit expert does with you, for years.
