Investing, explained in plain words
Guides from Bridgit's NISM-certified experts, with real numbers and worked examples. No jargon.
Mutual fund distributor, investment adviser or a DIY app: what's the difference?
How mutual fund distributors, SEBI-registered advisers and DIY apps differ: what they do, how they're paid, regular vs direct plans, and which suits you.
Read the guide →Is the 4% rule safe in India?
The 4% rule comes from US research. With India's higher inflation, is 4% a safe withdrawal rate here? We test 3%, 3.5%, 4% and 5%, and explain sequence risk.
Naina AroraHow much money do you need to retire in India?
A simple, step-by-step way to work out your retirement number in India, adjusted for inflation, with examples by age and the monthly SIP to get there.
Sunny SinghStep-up SIP: how much should you increase it every year?
Raising your SIP 5%, 10% or 15% a year: what each could build over 20 years, how to pick a rate you can keep up, and how to set it up.
Simran AroraHow SWP withdrawals are taxed, with examples
Only the gains part of each SWP withdrawal is taxed, not the whole amount. Equity vs debt fund rules, the ₹1.25 lakh exemption, and worked examples.
Simran AroraHow much do you need to invest for ₹50,000 a month?
How big your savings need to be for ₹25,000, ₹50,000 or ₹1 lakh a month from mutual funds, why the withdrawal rate matters most, and the SIP to get there.
Sunny Singh₹10,000 SIP for 10, 15, 20 and 25 years: what could it become?
What a ₹10,000 monthly SIP could grow to over 5 to 25 years at 8%, 10% and 12% a year, what that's worth after inflation, and why other calculators show more.
Naina AroraSWP vs FD for monthly income: which is better?
An FD pays fixed interest; an SWP pays you from mutual fund savings that stay invested. We compare income, tax, inflation and risk on ₹1 crore, with charts.
Naina AroraWant to try the numbers? Use our free calculators, or see how Bridgit Second Income works.
